MONEY TALKS. It rules our world, it rules our existence, & it is the absolute maker or breaker of most peoples worlds. Just think about your relationship with money— Think about the relationship people close to you have with money. It can be quite interesting to really dive into what’s right in front of our faces, but also invisible, due to nonstop exposure to the norm, at every waking moment.
Money rules the world, and most of us have helped to continue & bolster that fact. Now I’M NOT SAYING MONEY IS BAD. Because it’s not. It’s way more complicated than that. Money can be, & is used to do tremendous good, and we can see that every day, if we just look in the right places. But I’m really running away from the point I want to make. So, without further ado, here it is:
BUDGETING BUYS FREEDOM!!!
Make a budget! Put your entire financial situation out in front of you- your income, your debts, your wants, needs, EVERYTHING. I like using google sheets cause it saves automatically & I can access it anywhere & at anytime.
THE TRUTH ALWAYS SETS YOU FREE! So don’t lie to yourself about your financial situation. Don’t brush it under the rug either, because eventually you’re going to face-plant trying to walk over the fucking mound of financial irresponsibility you’ve been ignoring for years. STOP THAT CYCLE. CREATE A NEW ONE! Take control of your finances and feel the visceral lightening of your emotional load!
The point of this message is much larger than money. The message at its foundation is that we all carry stressors with us wherever we go. Some are more on the surface than others, and some things are pretty hidden, buried deep in our subconscious, but identifying these opportunities for growth is imperative towards FEELING TRULY FREE.
A little more on the money rant cause it really boggles my mind: MONEY IS ACTUALLY FAKE, from a very real perspective. The only reason money is a thing is because EVERYONE believes in it. EVERYONE BELIEVES IN IT! —Can you even imagine that what we could do, create, & experience as a civilization, if on planet Earth we all actually believed in loving one another?!! Loving one another despite opinions, world views, cults, creeds, skin colors, anything. Just imagine.
Let’s just imagine that for a moment, and then discuss it further, in the future. For now, download google sheets to your phone, open up sheets on your laptop or computer, and just start budgeting! Maybe you don’t know where to start, but that’s actually the first step, just start!
1 –> Make a list of ALL YOUR MONTHLY EXPENSES
2 –> Make a list of ALL YOUR MONTHLY INCOME
3 –> Make a list of ALL YOUR DEBTS, and make sure to include the interest rates
4 –> Make a list of ALL YOUR CASH & EQUIVALENT ASSETS
5 –> Look at it all, and TAKE MENTAL NOTE of your current financial situation
6 –> Customize your spreadsheet & MAKE AN ACTION PLAN
WHERE THERE’S A WILL THERE’S A WAY, so if your situation looks intimidating, shake it off and tell yourself that you’ve got this! Because you do. You have the capacity to augment any situation you find yourself in, for the better! YES YOU DO! — If you need more help, thankfully the internet is locked and loaded with tips and tricks, templates & solutions, as is your local library!
Just like a cluttered space makes for a cluttered mind, your finances in shambles makes for a brain in shambles. Grab the reigns and give yourself the gift of a little PEACE OF MIND. Peace of mind knowing that you’re on a plan towards FINANCIAL FREEDOM, and all of the comfort that comes along with that!!!
Happy budgeting y’all!